Free on iOS

Every bill.
One glance.
Zero snooping.

BilliPaid is the simple bill tracker that finally replaces your Notes app. Add your bills and cards in seconds, see what's due each week, and mark them paid in one tap — all stored privately on your device.

Because this app helps you get rid of payments, not create new ones.

See why people switch

Free forever Private by default Optional iCloud sync

Electric · 5th BilliPaid ✓

$ July total $991.00

No bank linking No account required No subscription No ads, ever

Why people switch

Your Notes app was never built to track money.

Half-struck bullet points, question marks next to amounts, last month's list copy-pasted into this one. You know the note. BilliPaid turns it into a system that maintains itself.

The old way

A messy bills note with crossed-out lines and uncertain amounts

No reminders. No totals. No idea what you actually paid last month.

With BilliPaid

BilliPaid weekly bills view with clear totals

Grouped by week, totaled automatically, paid bills crossed off in one tap.

Features

Everything you need. Nothing you don't.

Bills, grouped the way you actually pay them.

Weekly buckets show exactly what's due and when. Recurring bills roll forward on their own, and each week's total updates the moment you check something off.

One-tap "BilliPaid" — paid bills cross off instantly
Monthly and weekly totals, always current
Recurring bills set up once, tracked forever

Know your cards — balance, minimums, and real interest cost.

Track every card's balance and APR in one place. BilliPaid estimates the monthly interest each card is costing you, and flags promo rates before they expire.

Total balance and minimum payments at a glance
Estimated interest per card, per month
Promo APR expiration reminders

Cards view with balances, APR, and estimated interest

Type what you can pay. Watch it get optimized.

The Payment Simulator splits whatever you can afford this period across your cards to minimize interest — or lets you target a payoff date per card.

One-tap Optimize across all cards
"Pay off by date" per card
Lock a payment, re-optimize the rest

Private by default

Your money is yours.
Your data is too.

BilliPaid never asks for your bank login, never phones home, and never stores your data on our servers. Everything lives on your device — with optional iCloud sync you control.

No bank linking

You enter your bills yourself. Nothing is shared with third parties — there's nothing to share.

On-device by default

Data stays on your iPhone. Optional iCloud sync — turn it on or off anytime.

Free, forever

No subscriptions, no upsells, no ads. A bill tracker shouldn't be another bill.

BilliPaid settings showing the Private by default panel

Every bill. One glance. Zero snooping.